Land of Leather is pleased to offer online consumers the option to buy our online products (excluding leather care kits) and pay nothing for 12 months after the agreement date.

Customers who choose to settle the balance in the 12 months after the agreement date are able to do so by paying the amount borrowed in full plus an additional £29 settlement fee.

Customers who choose to pay their outstanding balance by way of 36 monthly instalments starting 12 months after the agreement date will be charged interest at
29.8% APR Typical. Interest is charged from the date of agreement.

EXAMPLE

Sofa Price £799 - No deposit - No payments for a year. Then either simply pay the balance of £799 in full plus £29 settlement fee, or 36 monthly payments, plus interest at 29.8% APR Typical.

A delivery charge of £69 is not included | Credit is provided by Creation Consumer Finance Limited Royston House, 34 Upper Queen Street, Belfast, BT1 6FD

HERE'S HOW IT WORKS.
Simply choose from any of our fine products via our online shop and add the item(s) to your shopping cart.

You can always review your shopping cart with the "View Cart" option and edit or remove any listed product(s).

The Repayment Calculator will ensure you understand any charges that may apply to your order and can be found in the "View Cart" section. Monthly repayments only apply to customers who choose not to settle their outstanding balance within 12 months of the agreement date.

Once you are happy with your selected product(s), simply "Checkout" and follow the onscreen instructions.

You will be asked to provide some information and select the desired payment method. At this time, please choose 'Buy Now Pay Later'.

An order confirmation will appear outlining the goods to be purchased.

Please READ and PRINT the order confirmation.

To enable us to process your order, we require that you complete a Secure Application Form. A link to this form is clearly marked on your order confirmation. That's It !!

WHO IS ELIGIBLE?
Customers must be:
1) At least 18 years of age, but 75 years of age or under at the time of application.
2) A permanent UK resident.
3) In regular employment (minimum of 16 hours per week) including self employment, or in permanent residence with their spouse/partner who is in regular employment.
4) If retired must be over 50 years of age.
5) If registered disabled must have sufficient income - confirmation will be required.

Credit is not available to students or the unemployed and is subject to status.

Written details are available on request.

Full Terms & Conditions are sent with your application agreement.

Authorised and Regulated by the Financial Services Authority.